How to Remove Your BVN from Loan Apps on Android (Works on Tecno, Infinix, Samsung, Oppo, Itel & Others)
Are you worried about how loan apps are using your BVN on your Android device? This article shows you how to remove your BVN from any loan app on popular Android phones in Nigeria — including Tecno, Infinix, Samsung, Itel, Xiaomi, Redmi and more.
You May Also Like: How to Prevent Loan Sharks from Contacting your Contacts
Why Loan Apps on Android Request BVN
Your Bank Verification Number (BVN) is used by Nigerian loan apps to:
- Verify your identity
- Track your creditworthiness
- Deduct funds from your other bank accounts via GSI recovery
- Once a loan app accesses your BVN, they might misuse it — especially on Android phones where many apps run in the background and collect data.
Can You Remove Your BVN From Loan Apps on Android?
Yes. However, you cannot directly delete your BVN from a loan app once submitted, but on Android phones, you can:
- Block background access
- Restrict app permissions
- Clear or reset your device ID tied to the loan app
- Lodge official data removal complaints
This guide is tailored specifically for Android phone users in Nigeria using brands like Tecno, Infinix, Itel, Samsung, Xiaomi (Redmi), Oppo, Realme, Huawei, and Gionee.
Read Also: How to Block Loan Apps in Nigeria in 2025 and Protect Your BVN and Personal Data
How to Remove Your BVN from Loan Apps on Android Phones
Step 1: Revoke App Permissions First (Very Important)
Before uninstalling the loan app, revoke its access to sensitive permissions like Contacts, Storage, SMS, and Phone. If you uninstall the app before doing this, it may continue accessing data via background services.
Steps for Android 10 and above:
- Go to Settings > Apps & Notifications > Permission Manager
Tap each of these:
- Contacts
- Phone
- Storage
- SMS
- Check if the loan app (e.g., FairMoney, Palmcredit, etc.) is listed
- Tap it and select “Deny” or “Don’t allow”
Android Device-specific tips:
- Tecno/Infinix/Itel: Use the HiOS or XOS Security app > Privacy > Permissions
- Samsung: Go to Settings > Apps > App Permissions
- Xiaomi/Redmi: Use the Security app > Permissions > Manage Permissions
This stops the app from harvesting data even before you uninstall it.
2A. Clear Cache and App Data (Before Uninstalling if possible)
- Go to Settings > Apps > [Loan App]
- Tap Storage
- Tap Clear Cache and Clear Data
This removes saved files, login sessions, and offline tracking info.
2B. Reset Android Device ID (Advanced Users Only)
Loan apps may track your Android ID or IMEI.
To reset:
- Back up your data first
- Go to Settings > System > Reset Options
- Tap Erase all data (factory reset)
After resetting, use a new Google Account and avoid reinstalling risky apps. This method gives you maximum protection for your BVN on any Android phone.
Step 3: Uninstall the Loan App
Now that permissions are revoked, it’s time to delete the app from your Android phone.
To uninstall:
- Long-press the loan app icon
- Tap “App Info”
- Tap “Uninstall”
This stops the app from:
- Running in the background
- Accessing files or SIM info
- Automatically updating
Note: This only removes the app from your phone, not from the company’s database.
If you’re still being tracked or harassed after uninstalling:
Step 4: Contact the Loan App to Request Data/BVN Removal
Write a professional email requesting deletion of your BVN in line with the Nigerian Data Protection Regulation (NDPR).
Email Format
Subject: Request to Remove My BVN and Personal Data Dear [Loan App Name]
Support Team,
I am a former user of your app and wish to request the removal of my BVN and all associated personal data from your database. This request is made under the NDPR guidelines. My registered details are:
Full Name
Phone Number
Date Registered
Kindly confirm once my BVN has been deleted from your system.
Thank you
Step 5: Report the Loan App to Google Play Store (Android Exclusive)
If the app is abusive:
- Open the Google Play Store
- Search for the loan app
- Scroll down and tap “Flag as inappropriate”
- Select “Data privacy concern” or “Harassment”
- Submit a detailed report
Google takes reports from Android users seriously — especially those that violate data use policies.
Step 6: Block GSI Recovery Linked to Your BVN
Even after deleting an app, GSI (Global Standing Instruction) can enable loan apps to deduct funds from other bank accounts linked to your BVN.
What to do:
- Visit your bank and request to disable or block GSI-linked mandates
- Ask for BVN alerting to notify you when your BVN is queried
Step 7: Report to Nigerian Data Authorities
If you’re being harassed or your BVN is being misused:
- Report to NITDA: https://nitda.gov.ng
- Report to NDPC: https://ndpc.gov.ng
Include:
- Screenshots of harassment messages
- Call records
- Proof of BVN usage without consent
BONUS: Popular Android Phones in Nigeria (and How to Check App Permissions)
- Brand How to Check App Permissions
- Tecno/Infinix/Itel Settings > App Management > Permissions
- Samsung Settings > Apps > App Permissions
- Xiaomi/Redmi Security App > Permissions
- Oppo/Realme Settings > Privacy > App Permissions
- Gionee/Huawei Settings > Apps > Permissions
Final Advice for Android Users
- Always read app permissions before downloading
- Avoid granting access to contacts, SMS, phone, and storage to loan apps
- Use only CBN-approved loan apps
- Never submit your BVN on untrusted websites or apps
Wrap Up
As an Android user in Nigeria, your BVN is not safe if shared carelessly with unregulated loan apps. While you can’t permanently delete your BVN from their database, following these Android-specific steps will help you revoke access, protect your phone, and prevent future abuse.
Need safe loan apps that don’t harass or misuse your BVN? Check this trusted list: 5 banks You Can Borrow Money Without Any Collateral in Nigeria (2025 List)
Was this guide helpful? Comment your device brand and let’s help you further!
Leave a Reply